“If we would have a peaceful conscience in our religion, let us see that our views of saving faith are distinct and clear. Let us beware of supposing that justifying faith is anything more than a sinner’s simple trust in a Saviour, the grasp of a drowning man on the hand held out for his relief. – Let us beware of mingling anything else with faith in the matter of justification. Here we must always remember that faith stands entirely alone. A justified man no doubt will always be a holy man. True believing will always be accompanied by godly living. But what gives a man an interest in Christ, is not his living, but his faith. If we would know whether our faith is genuine, we do well to ask ourselves how we are living. But if we would know whether we are justified by Christ, there is but one question to be asked. That question is, ‘Do we believe?'”
– J.C. Ryle, Expository Thoughts on John, Vol 1. 1869. (Carlisle, PA: Banner of Truth Trust, 2012), 103.